faith and our journey: free will and final judgment

 this is what I believe:

• our life/journey is a gift from God.
• each person's life/journey is unique.
• our free will is a gift from God.
• the bible tells us that there will be a final judgment.
• all human beings sin.
• each person's final judgment will be unique.
• Jesus said that more is expected from those who have been given much. (luke 12:48)
• Jesus/God is our Redeemer.
• Jesus tells us that we must love Jesus/God and our neighbor and be sorry for our sins to be saved. 

I believe in God. God has given me great gifts. I have willfully sinned against God and against men and women. I am sorry for my sins. I believe that Jesus is our Redeemer. How will Jesus/God judge me? I don't know. I do know that, while there are many self-proclaimed experts, there is only one true expert--God.